Application of Quick Response Code Indonesian as a Payment Tool in Digitizing MSMEs

نویسندگان

چکیده

The purpose of the research is to contribute development technology in financial sector, give influence community terms cashless, then also provide insight into on literacy by using QRIS (Quick Response Code Indonesian). MSMEÂ use facilitate their business activities implementing fintech transaction management and role technology, Indonesian) application as a means payment. method used Payment Tool digitizing MSMEs qualitative descriptive study field methods. This uses interviews with 10 traders UMKM consumers who QRIS. location BSD Modern Market, non-probability techniques. Primary data taken directly from object research. With direct observation at modern market, South Tangerang interview techniques for both well secondary obtained through various literatures. result that digital payment tool non-cash Gopay, Ovo others. has potential expand MSME sales, an increase sales traffic decrease cash, minimizing risk paying counterfeit money, automatically recording transactions, building credit profiles banks, making it easier get working capital, retribution, bills, purchasing goods cash easily.

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ژورنال

عنوان ژورنال: Sentralisasi

سال: 2022

ISSN: ['2614-4328', '1979-7567']

DOI: https://doi.org/10.33506/sl.v11i1.1504